Buyer frequently asked questions
Understand the major decisions and milestones before beginning your home search.
Buyer frequently asked questions
Straightforward answers to common questions. Contact Alpha Realty Group for guidance specific to your situation.
How much should I budget beyond the down payment?
Plan for closing costs, inspections, prepaid taxes and insurance, moving expenses, and an emergency reserve. A lender and agent can help create a property-specific estimate.
Should I get pre-approved before touring?
A current pre-approval helps establish a realistic range and makes your offer stronger. It also provides time to address financing questions before you find a property.
How long does buying a home take?
The search timeline varies. After an agreement is signed, many financed purchases take roughly 30–60 days, depending on the loan, inspections, title work, and contract terms.
What is the difference between an inspection and an appraisal?
An inspection evaluates the property’s condition for the buyer. An appraisal is generally ordered by the lender to support the property value used for the loan.
Can I buy and sell at the same time?
Yes. The timing and contract strategy need careful planning around financing, settlement dates, possession, and any sale contingencies.
How does Alpha help with neighborhoods?
We add local context about housing styles, blocks, access, market activity, and practical neighborhood considerations that listing data alone cannot provide.